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Terms of Service

Last updated: 27 September 2026

These terms cover your use of WiseLedger. This is written in plain language and isn’t a substitute for legal advice; if you need a formal review, please have one done before relying on it.

Eligibility

You need to be 18 or older to create a WiseLedger account.

Your account

You’re responsible for the accuracy of what you enter and for keeping your login secure. Let us know at hello@wiseledger.in if you think your account has been compromised.

Acceptable use

Use WiseLedger for your own personal finances. Don’t try to break, overload or reverse-engineer it, or use it for anything illegal.

WiseAI

WiseAI, when available, gives educational suggestions based on the data you’ve entered. It is not financial or investment advice, and we’re not a registered investment adviser. Decisions about your money are yours to make, and you should speak to a qualified professional for advice specific to your situation.

No warranty

WiseLedger is provided “as is”. We work to keep it accurate and available, but we don’t guarantee it will be error-free or uninterrupted, and we’re not liable for decisions made based on the app’s data or suggestions.

Changes

We may update these terms or the app itself as it develops. We’ll update the date at the top when we do.

Governing law

These terms are governed by the laws of India.

Contact

Questions? Email hello@wiseledger.in.

WiseLedger

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© 2026 WiseLedger. WiseAI suggestions are for education only and are not financial or investment advice.